Te invito a escuchar nuestro podcast “Hablemos del futuro”, creado con el objetivo de reflexionar sobre cómo la tecnología impacta nuestra vida cotidiana. En cada episodio, exploramos las TIC (Tecnologías de la Información y la Comunicación) no solo como habilitadoras de derechos, sino también con la gran responsabilidad de generar un contexto igualitario y accesible para todos.
Nuestra invitada de este episodio es Alba Rodríguez, reguladora del Mercado de Valores y experta en finanzas sostenibles, inclusión financiera con perspectiva de género y Fintech; quien nos platicó el contexto en el que viven miles de mexicanos excluidos del sistema financiero y la importancia de conocer esta problemática en todos los sectores de la población, sobre todo cuando la inclusión es fundamental para el desarrollo pleno de las comunidades.
Durante la charla, y en el marco del día del abuelo (28 de agosto) profundizamos sobre la falta de acceso que tienen las personas adultas mayores para utilizar estos servicios ya sea por falta de conocimiento, habilidades, productos y servicios poco asequibles y amigables.
Además, aprendimos un nuevo concepto: finanzas verdes, como un factor para lograr desarrollo sostenible.
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When the same comment could have come from either a bookmaker or a bettor, then you know something interesting just happened."Somehow, the let go 92 yards."Trust me, plenty of people on both sides of Monday Night Football wagering were saying that same thing. In this instance, it was BetMGM trader Christian Cipollini marveling at how fortuitous it was for to upset Philadelphia. Consider it an early Christmas gift for the sportsbooks."It was a huge swing. It was the difference between a losing and winning weekend," Cipollini said.ADVERTISEMENT Obviously, the books hope for more of the same in the NFL Week 16 odds market, while bettors look to stuff their stockings. And once again, a winning or losing week could come down to the last game: at on Christmas night.So, lets dive into this weeks NFL and college football betting nuggets.Super Bowl Preview?The Niners and Ravens are the consensus top two teams in the Super Bowl odds market. San Fran is starting to put some distance between itself and the field, though. At The SuperBook, the 49ers are +150 favorites to win it all, followed by the Ravens at +500, then the at +700. No other team is shorter than +1200.San Francisco opened as a 5-point home favorite against Baltimore and is up to -5.5 at The SuperBook. But the early point-spread action might surprise you."Weve got more tickets and money on the Ravens right now," SuperBook senior risk supervisor Casey Degnon said Wednesday night. "I think well see some Niners love, but I wouldnt be surprised if there were more spread tickets on the Ravens at kickoff."That said, I can see the Niners being in teasers and moneyline parlays. If a lot of favorites win this week, then well need the Ravens to knock out those moneyline parlays."Just like they needed Seattle last Monday night vs. Philly. Which brings up something very much worth noting: . The trend snuck up on Degnon, and bettors arent on it either."Wow. I didnt Jordan Poyer Jersey even realize that. But I dont think thats swayed any of the action to this point," he said, while noting the book certainly doesnt mind those outcomes. "When the football weekend ends with an underdog victory, that is usually good for the book."Kickoff for this ma sive game is at 8:15 p.m. ET, capping the Christmas Day triple-header that opens with -Chiefs at 1 p.m. ET. Thats followed by -Eagles at 4:30 p.m. ET on FOX and the FOX Sports app.Craig's calling it: 49ers will beat Ravens by double-digits NFL Rocks on FOXAlong with that Giants-Eagles game which, granted, has lost some luster during New Yorks disappointing season FOX has its own showdown of potential Super Bowl contenders on Sunday. The travel to face the at 4:25 p.m. ET.Dallas is coming off a stinging 31-10 lo s at , in which the Cowboys didnt get a touchdown until just 2:48 remained in the game. On the flip side, Miami is coming off a 30-0 home shutout of the Jets.Both the Jamie Gillan Jersey Dolphins and Cowboys are +1200 on The SuperBooks Super Bowl oddsboard. So are the Eagles and Buffalo Bills, for that matter. Degnon said betting on the Cowboys-Dolphins showdown demonstrates more equality."Ticket count is about even, and theres a little more money on the Cowboys," he said. "I think thats a game thats gonna write good two-way action throughout the week."NFL Sharp SideProfe sional bettorRandy McKay is intrigued by another key matchup on FOX and the FOX Sports app: Sundays - tilt. McKay is on Vikings +3.5 and +3. Hes not on Minnesota moneyline, but might just talk himself into it."I believe this will be a home-and-home series split with these two teams in the next three weeks," McKay said.Minnesota hosts this week, at 1 p.m. ET Sunday, and Detroit is at home against the Vikings in Week 18.Another wager already in motion for McKay is Under 46 in the - Thursday night game."I'm going to stick with Under on Thursday night," McKay said. "These two teams and offensive lines like to run the ball more than pa s. I believe there will be some ball control by both offenses, leading to an Under."And in a battle of playoff-contending Florida teams, McKay is on the -1 against the visiting . The Jags opened as 2.5-point favorites at multiple sportsbooks. But on Monday, QB entered concu sion protocol in the wake of Sundays 23-7 home lo s to the Ravens.That led to the number ultimately jumping the fence, with the Bucs now short road favorites."I like the number now, even if Lawrence plays. If he doesnt play, I like it even better," McKay said.Skip says Micah Parsons may be 'way overrated' and 'way overhyped' On Campus Sharp SideThere are several bowl games over the next few days, including seven on Saturday. College football betting expertPaul Stone only likes one at this point: vs. in the Armed Forces Bowl in Fort Worth, Texas, at stadium.After getting out to an 8-0 start, Air Force lost its final four games of the regular season. The Falcons (8-4) are 1-point underdogs against the Dukes (11-1). Despite Air Force's late-season collapse, Stone is backing the Falcons this weekend.Thats largely due to the expected return of speedy senior quarterback . The 6-0, 195-pounder mi sed Air Force's final three games due to a knee injury but has practiced leading up to the bowl and is expected to play."Air Force is a different team with a healthy Zac Larrier," Stone said Joe Ferguson Jersey . "Plus, the Falcons are tough in bowl games (four straight wins), thrive as a road underdog (12-5-1 ATS since 2015) and love playing in the state of Texas."I think they'll beat James Madison outright. So I'd recommend taking Air Force at+105 or thereabouts on the moneyline."More NFL NumbersDegnon chimed in on a couple more key games in the NFL Week 16 odds market: vs. on Saturday and vs. on Sunday.The Bengals, minus since his Week 11 wrist injury, are trying to ride backup to the playoffs. Cincy is on a three-game win streak to stand 8-6 and would be in if the playoffs began today.Meanwhile, the Steelers are 7-7 after losing three in a row and four of their last five. Cincy opened as a 1.5-point road favorite, got to -2.5 in a hurry Sunday and settled at -2 Tuesday."There are more tickets on the Bengals, but money is about even. Theres not a ton of interest in the game yet," Degnon said. "I think the public will be more on the Bengals. The Steelers have looked lost the last couple of weeks.", who signed just a month ago, has jumped in late to save Clevelands season. This is slightly off-topic, but how many teams must be kicking themselves for pa sing on an opportunity to sign Flacco before the Browns did Matt Breida Jersey ? The , Giants and Steelers jump firmly to mind, and surely others fortunes couldve improved by signing the veteran.But I digre s. The Browns are 9-5 and sit at No. 5 in the AFC, which makes them the top Wild Card team. Houston is 8-6 and would currently lose tiebreakers to Cincy and for the seventh and final AFC slot. So Browns-Texans is a pretty big game for both teams.Oh, and standout rookie QB remains in concu sion protocol. So a game that opened Texans -2.5 has now flipped to Browns -2.5 (-120) at The SuperBook."It looks like Stroud is gonna be out," Degnon said. "We took sharp money on Cleveland +2.5 and +1.5 early in the week. Its almost 2/1 tickets in favor of the Browns, and theres a lot more money on the Browns right now."Joe Burrow, CJ Stroud & Mike McDaniels headline Dave Helman's nice list I Like Big Bets and I Cannot LieThere must be something about the holidays that slows the high rollers roll. No major wagers have been reported yet for this weeks NFL or college football matchups. Hopefully, those big players are spending a few dollars on their family and friends and donating to worthy causes to get into the holiday spirit.But there are some seriously high stakes on the line in the Circa Survivor pool, easily the largest legal, regulated payout of such a pool in U.S. history. With 9,267 entries at $1,000 a pop, the pot is a ma sive $9.267 millionThe field of thousands is now down to the final 10 entering Week 16. That gives each entry an implied value of $926,700. And as if this contest isnt challenging enough by this point, theres an added hurdle in Week 16: The Thursday, Saturday, Sunday games count as one week ostensibly Week 16A; the Christmas Day triple-header counts as Week 16B.So the 10 entrants have to make two selections this week.Heres a perhaps stunning fact regarding Week 16B, in the event all 10 survive Week 16A: Nine of the 10 remaining entrants still have the Eagles available. How fortunate is that, with Philly surely itching to snap its three-game slide and sitting as a 12-point home favorite vs. the Giants on Christmas Day?Furthermore, two entrants still have the Chiefs at their disposal. In fact, one those two entrants named Rod Beck Apples-2 in the contest still hasnt used Kansas City or Philadelphia this season. The Chiefs are 10-point home favorites against the Raiders.Having two double-digit favorites and the two teams that met in last years Super Bowl still up your sleeve is a pretty good spot to be in, with four picks remaining and nine million bucks on the line."As we have four weeks left of the contest, life-changing money is up for grabs," Circa Sports director of operations Jeff Benson said. "Christmas Day becomes extremely interesting, particularly if you have one Chiefs and nine Eagles backers."Which could be the case if all 10 entrants survive Week 16A. Thats because everyone has already used the Ravens and 49ers, and the second entrant who still has K.C. available doesnthave Philly available. So that contestant has no choice but to play the Chiefs on Christmas Day, while eight of the other nine must select the Eagles, and the ninth could select the Eagles, too."We could see a solo Circa Survivor winner with a payout rivaling the World Series of Poker. Exciting stuff," Benson said.Exciting stuff, indeed. With Cody Ford Jersey a timely huge upset, someone could be in line for the ultimate stocking stuffer. Enjoy the games, and Merry Christmas!Patrick Everson is a sports betting analyst for FOX Sports and senior reporter for VegasInsider.com. He is a distinguished journalist in the national sports betting space. He's based in Las Vegas, where he enjoys golfing in 110-degree heat. Follow him on Twitter: @PatrickE_Vegas.  
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